The Ledger

The private account of where you've been, and what it affords you next.

Airlines

  • A Qantas airplane flying over the ocean near a rocky shoreline with waves crashing below.

    Qantas

    Australia’s largest loyalty program. Points and Status Credits are earned across Qantas, Jetstar and oneworld partners, with tiers from Bronze through Silver, Gold, Platinum and Platinum One. Seats are redeemed as Classic Rewards or Classic Plus.

  • A Virgin Australia airplane flying in the sky above clouds with a clear blue sky.

    Virgin Australia

    Virgin Australia’s program. Tiers run Red, Silver, Gold and Platinum, with Platinum Plus above them. Points transfer both ways with KrisFlyer, and partner redemptions include Qatar Airways, Singapore Airlines and United.

  • A Singapore Airlines airplane flying high above the clouds in a clear blue sky.

    Singapore Airlines

    Singapore Airlines’ program and part of Star Alliance. Miles are earned across Singapore Airlines, Scoot and alliance partners, with Elite Silver and Elite Gold tiers, and the separate PPS Club for premium-cabin spend.

Hotels

  • A person walking through a pathway lined with orange torii gates with Japanese writing, holding a pink and black umbrella.

    Hyatt

    Hyatt’s program, spanning brands from Park Hyatt and Andaz to Thompson. Tiers are Discoverist, Explorist and Globalist, earned on nights stayed. Points redeem for free nights and suite upgrades.

  • The Fairmont Le Château Frontenac hotel on a hill, with fall trees and a blue sky with clouds. The All Accor logo is in the top right corner.

    Accor

    Accor’s program, covering brands from ibis to Sofitel and Raffles, with its deepest footprint across Europe, Asia and the Pacific. Tiers run Classic, Silver, Gold, Platinum and Diamond. Reward points convert to a spending value usable on stays and dining.

  • Hotel room with a sunset view of the ocean, mountains, and palm trees, Marriott Bonvoy branding visible on the image.

    Marriott Bonvoy

    Marriott’s program, covering more than thirty brands from Moxy to St. Regis. Tiers run Silver, Gold, Platinum, Titanium and Ambassador Elite. Points redeem for free nights, with the fifth night free on award stays.

Make Your Loyalty Work Harder

Travel loyalty programs can be incredibly rewarding — but knowing how to make the most of them can be complicated. From choosing the right airline or hotel program, to earning and redeeming points, reaching elite status and unlocking valuable benefits, the right strategy can make a significant difference to your travel experience.

If you’d like advice on how to get more from your travel loyalty program, we’re here to help. We can help you understand your options, identify opportunities to maximise your points and status, and build a strategy that works around the way you actually travel.

Whether you’re a frequent flyer, a points enthusiast or simply wondering if you’re getting the value you should be from your loyalty memberships, we can help you travel smarter and get more from every trip.

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